2 cups flour
1/2 cup packed brown sugar
3/4 cup cold butter (12 tablespoons), cubed
2 8-oz packages cream cheese, softened
1/2 cup plus 2 tablespoons sugar, divided
1 teaspoon vanilla
2 eggs, lightly beaten
3 medium tart apples, peeled and finely chopped
1/2 teaspoon ground cinnamon
1/4 teaspoon ground nutmeg

Streusel
3/4 cup flour
3/4 cup packed brown sugar
1/2 cup quick-cooking oats
1/3 cup butter (5 1/3 tablespoons), cubed
1/3 cup caramel syrup

1. Preheat oven to 350 degrees. In a small bowl, combine flour and brown sugar; cut in butter until crumbly. Press into a well-greased 13×9 baking pan. Bake 15-18 minutes or until lightly browned.

2. Meanwhile, in a large bowl, beat cream cheese, 1/2 cup sugar and vanilla until smooth. Add eggs; beat on low speed just until combined. Spread over crust.

3. In a small bowl, toss apples with cinnamon, nutmeg and remaining sugar; spoon over cream cheese layer. In another bowl, mix flour, brown sugar and oats; cut in butter until crumbly. Sprinkle over apple layer.

4. Bake 25-30 minutes or until filling is set. Drizzle with caramel topping; cool in pan on a wire rack 1 hour. (OR reserve caramel for later. They can be served without caramel sauce, or sauce can be drizzled on before serving. ) Refrigerate at least 2 hours. Cut into bars.

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